:root{
  --bg:#ffffff; --bg2:#f6f8f7; --ink:#0f1b17; --ink2:#4b5a55; --ink3:#8a9893;
  --line:#e4eae7; --brand:#0e8f62; --brand2:#0b7350; --brand-soft:#e6f5ee;
  --warn:#c2410c; --warn-soft:#fff1e8; --hi:#b91c1c; --hi-soft:#fdecec; --blue:#2563eb;
  --need:#0e8f62; --want:#f59e0b; --save:#2563eb; --debt:#b91c1c; --fee:#7c3aed;
  --r:14px; --shadow:0 1px 2px rgba(16,24,20,.04),0 8px 24px rgba(16,24,20,.06);
}
*{box-sizing:border-box}
html,body{margin:0}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.nav{position:sticky;top:0;background:rgba(255,255,255,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:10}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:18px;color:var(--ink)}
.logo:hover{text-decoration:none}
.logo .mark{width:30px;height:30px;border-radius:9px;background:linear-gradient(135deg,#12b07a,#0b7350);
  display:grid;place-items:center;color:#fff;font-size:16px;font-weight:800}
.nav .links{display:flex;gap:26px;align-items:center;font-size:15px}
.nav .links a{color:var(--ink2)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:10px;padding:11px 18px;
  font-weight:600;font-size:15px;border:1px solid transparent;cursor:pointer;transition:.15s;font-family:inherit}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand2)}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:#c9d3cf}
.btn-lg{padding:14px 22px;font-size:16px}
.btn[disabled]{opacity:.6;cursor:wait}
.hero{padding:84px 0 56px;background:radial-gradient(1200px 400px at 70% -10%,#e7f7ef,transparent)}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.eyebrow{display:inline-block;background:var(--brand-soft);color:var(--brand2);font-weight:600;font-size:13px;
  padding:6px 12px;border-radius:99px;margin-bottom:18px}
h1{font-size:52px;line-height:1.08;letter-spacing:-.02em;margin:0 0 18px}
h2{font-size:36px;line-height:1.15;letter-spacing:-.015em;margin:0 0 14px}
h3{font-size:19px;margin:0 0 8px}
.lead{font-size:19px;color:var(--ink2);max-width:540px}
.cta{display:flex;gap:12px;margin-top:28px;flex-wrap:wrap}
.micro{font-size:13px;color:var(--ink3);margin-top:14px}
.mock{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:22px}
.mock .row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--line);font-size:14px}
.mock .row:last-child{border:0}
.kpi{font-size:30px;font-weight:700;letter-spacing:-.01em}
.muted{color:var(--ink3)}
.small{font-size:13px}
.pill{display:inline-block;font-size:12px;font-weight:600;padding:3px 9px;border-radius:99px}
.p-high{background:var(--hi-soft);color:var(--hi)}
.p-mid{background:var(--warn-soft);color:var(--warn)}
.p-low{background:var(--brand-soft);color:var(--brand2)}
.bar{height:10px;border-radius:99px;background:var(--bg2);overflow:hidden;display:flex}
.bar span{display:block;height:100%}
section{padding:80px 0}
.alt{background:var(--bg2)}
.center{text-align:center}
.sub{color:var(--ink2);font-size:18px;max-width:680px;margin:0 auto 44px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.card p{color:var(--ink2);margin:0}
.ico{width:42px;height:42px;border-radius:11px;background:var(--brand-soft);display:grid;place-items:center;
  font-size:20px;margin-bottom:14px}
.steps{counter-reset:s}
.step{position:relative;padding-left:58px}
.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;
  border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{font-weight:600;cursor:pointer;font-size:17px}
.faq p{color:var(--ink2);margin:10px 0 0}
footer{border-top:1px solid var(--line);padding:40px 0;font-size:14px;color:var(--ink2)}
footer .cols{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
footer .fl a{color:var(--ink2);margin-right:18px}
.disclaimer{font-size:12.5px;color:var(--ink3);margin-top:18px;max-width:900px}
/* legal pages */
.doc{max-width:780px;margin:0 auto;padding:56px 24px 80px}
.doc h1{font-size:38px}
.doc h2{font-size:22px;margin:36px 0 10px}
.doc p,.doc li{color:#26332e}
.doc table{border-collapse:collapse;width:100%;font-size:14.5px;margin:12px 0}
.doc td,.doc th{border:1px solid var(--line);padding:9px 11px;text-align:left;vertical-align:top}
.doc th{background:var(--bg2)}
/* auth */
.auth{min-height:calc(100vh - 64px);display:grid;place-items:center;background:var(--bg2);padding:40px 16px}
.auth .card{width:100%;max-width:420px;box-shadow:var(--shadow)}
.tabs{display:flex;background:var(--bg2);border-radius:10px;padding:4px;margin-bottom:20px}
.tabs button{flex:1;border:0;background:transparent;padding:9px;border-radius:8px;font-weight:600;cursor:pointer;color:var(--ink2);font-family:inherit;font-size:14px}
.tabs button.on{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.08)}
label{display:block;font-size:14px;font-weight:600;margin:14px 0 6px}
input[type=email],input[type=password],input[type=text]{width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:10px;font-size:15px;font-family:inherit}
input:focus{outline:2px solid #bfe9d6;border-color:var(--brand)}
.check{display:flex;gap:9px;align-items:flex-start;font-size:13.5px;color:var(--ink2);margin:16px 0}
.err{color:var(--hi);font-size:14px;min-height:20px;margin-top:10px}
.or{display:flex;align-items:center;gap:10px;color:var(--ink3);font-size:13px;margin:18px 0}
.or:before,.or:after{content:"";flex:1;height:1px;background:var(--line)}
/* app */
.app{background:var(--bg2);min-height:calc(100vh - 64px);padding:28px 0 60px}
.app-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.span2{grid-column:span 2}.span4{grid-column:span 4}.span3{grid-column:span 3}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.tile h4{margin:0 0 12px;font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink3)}
.big{font-size:28px;font-weight:700;letter-spacing:-.01em}
.list .li{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--line);font-size:14.5px}
.list .li:last-child{border:0}
.tx-logo{width:28px;height:28px;border-radius:7px;background:var(--bg2);object-fit:cover;flex:none}
.tx-name{display:flex;gap:10px;align-items:center;min-width:0}
.tx-name span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.pos{color:var(--brand)}
.legend{display:flex;flex-wrap:wrap;gap:14px;margin-top:12px;font-size:13px;color:var(--ink2)}
.legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px}
.chart{display:flex;align-items:flex-end;gap:14px;height:170px;padding-top:10px}
.chart .m{flex:1;display:flex;flex-direction:column;align-items:center;gap:6px;height:100%;justify-content:flex-end}
.chart .bars{display:flex;gap:4px;align-items:flex-end;height:140px}
.chart .bars span{width:16px;border-radius:5px 5px 0 0}
.insight{border-left:4px solid var(--brand);background:#fff;padding:14px 16px;border-radius:10px;margin-bottom:10px;border:1px solid var(--line)}
.insight.high{border-left:4px solid var(--hi)}.insight.mid{border-left:4px solid var(--warn)}.insight.low{border-left:4px solid var(--brand)}
.insight b{display:block;margin-bottom:3px}
.insight p{margin:0;color:var(--ink2);font-size:14px}
.grade{width:64px;height:64px;border-radius:16px;display:grid;place-items:center;font-size:30px;font-weight:800;color:#fff;background:var(--brand)}
.empty{max-width:560px;margin:60px auto;text-align:center}
.banner{background:#fffbea;border:1px solid #f5e3a3;color:#7a5a00;border-radius:10px;padding:10px 14px;font-size:13.5px;margin-bottom:18px}
.toolbar{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px;gap:12px;flex-wrap:wrap}
.toolbar h1{font-size:26px;margin:0}
.spinner{width:18px;height:18px;border:2px solid rgba(255,255,255,.5);border-top-color:#fff;border-radius:50%;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
@media (max-width:900px){
  .hero .wrap,.grid3,.grid2{grid-template-columns:1fr}
  h1{font-size:38px}
  .nav .links a:not(.btn){display:none}
  .app-grid{grid-template-columns:1fr 1fr}
  .span3,.span4{grid-column:span 2}
}
@media (max-width:560px){.app-grid{grid-template-columns:1fr}.span2,.span3,.span4{grid-column:span 1}}
.nav .links a.btn-primary{color:#fff}.nav .links a.btn-primary:hover{color:#fff}
[hidden]{display:none!important}
.sel{width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:10px;font-size:15px;font-family:inherit;background:#fff}
.offer{display:flex;justify-content:space-between;align-items:center;gap:10px;border:1px solid var(--line);border-radius:10px;padding:10px 12px;margin-bottom:8px;font-size:14px}
.offer .big2{font-size:20px;font-weight:700}